Nomad Credit Student Card Review
Nomad Credit U.S. Student Credit Card
Info OnlyEligibility at a glance
| ITIN accepted | Not confirmed |
| SSN required | No |
| Credit check | Standard |
| Security deposit | None |
| Annual fee | $0 |
Who this card actually fits
This card fits you if you're an incoming F-1 student who wants to have a working credit card the moment you land, without waiting on an ITIN application or an SSN eligibility process first — the pre-departure application is a genuine convenience most other options on this site don't offer. It's a weaker fit if you're already in the U.S. and past that pre-arrival window, since its main differentiator is specifically built around the pre-departure timeline.
Frequently Asked Questions
Does Nomad Credit's student card require an SSN or ITIN?
No — neither is required. A passport, visa, and I-20 are accepted on their own, per the issuer's own page.
Is there a security deposit?
No — this is an unsecured card with no deposit requirement stated.
Can I apply before I arrive in the U.S.?
Yes — Nomad Credit's own materials describe applying before departure and activating the card once you land, which is a genuine difference from most secured-card options that require you to already be in the U.S. to apply.
Does it report to all three credit bureaus?
Yes — Equifax, Experian, and TransUnion, per the issuer's own page.