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Advertiser Disclosure & Methodology

How we make money

This site does not currently have any active affiliate partnerships, sponsorships, or paid placements. Every card covered here — including everything in our comparison tables and verified data — is included based on independent research, not because anyone paid us.

If that changes

We do plan to apply to affiliate programs for some of the issuers we cover. If and when that happens, clicking an "Apply" link may earn us a commission at no cost to you. That will never change which cards we cover or what our eligibility data says — a card's inclusion is never for sale.

Our verified data

Our verified data pages are built from independent, cross-checked research and are held to the same standard regardless of any future paid relationship with the issuers listed there.

Our data sources

Card details are sourced from each issuer's own published pages and application terms. Every card review notes when it was last verified. Terms change without notice on the issuer's side — always confirm current details on the issuer's own application before applying.

Free: The No-SSN Credit Card Checklist

The exact documents to have ready before you apply — ITIN or passport, proof of address, proof of income — one printable page.

Advertiser Disclosure: some links on this site are affiliate links — we may earn a commission if you're approved through them, at no cost to you. This never affects which cards we show or how we describe their requirements. Full disclosure & methodology.