Chase Freedom Rise Review
Short answer: Chase Freedom Rise accepts an SSN or ITIN and requires no security deposit, which is a genuinely uncommon combination — most ITIN-accepting options are smaller fintechs or require a deposit. The tradeoff is that the formal application involves a hard credit pull, and Chase hasn't publicly confirmed which bureaus it reports to for this specific product.
Verified 2026-07-21
Eligibility at a glance
| ITIN accepted | Yes |
| SSN required | No |
| Credit check | Standard |
| Security deposit | None |
| Annual fee | Verify at issuer |
Who this card actually fits
This card fits you if you have an ITIN and want a major national bank behind your first U.S. credit card without tying up a deposit. It's a weaker fit if you specifically want to avoid a hard credit inquiry — Chase's own prequalification tool is soft-pull, but the actual formal application isn't.
Frequently Asked Questions
Does Chase Freedom Rise accept an ITIN?
Yes — Chase's own application states an SSN and/or ITIN is accepted.
Is there a security deposit for Chase Freedom Rise?
No — this is an unsecured card with no deposit requirement stated.
Does applying for Chase Freedom Rise affect my credit score?
Prequalification is soft-pull, but the formal application involves a hard credit pull, per Chase's own materials.
Which bureaus does Chase Freedom Rise report to?
Not publicly confirmed for this specific product as of this check — worth asking directly if bureau coverage is a deciding factor for you.