Petal 2 Visa Review
Petal 2 Visa Credit Card
Eligible MatchEligibility at a glance
| ITIN accepted | Yes |
| SSN required | No |
| Credit check | Standard |
| Security deposit | None |
| Annual fee | $0 |
Who this card actually fits
This card fits you if you'd rather not tie up a security deposit and have some income documentation to show, even without a long credit history. It's a weaker fit if you have zero income history yet or have already been declined for unsecured credit — a secured card gives more predictable approval odds in that case since it's backed by your deposit rather than an income-based review.
Frequently Asked Questions
Is Petal 2 a secured or unsecured card?
Unsecured — there's no security deposit required to open the account, unlike a secured card such as OpenSky.
Does Petal 2 require a Social Security number?
No, an ITIN is accepted in place of an SSN on the application.
Does Petal 2 charge an annual fee?
No, Petal 2 has no annual fee.
How does Petal decide who qualifies without a credit check the way secured cards do?
Unsecured cards generally evaluate income and other application details rather than relying on a deposit — confirm current underwriting details directly with Petal, since specific criteria aren't fully published.