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Find a Credit Card That Actually Fits Your Situation

Start here: No SSN, an ITIN instead, or no U.S. credit history yet — pick the page that matches you and see real, currently matched card options.

Pick your starting point

No SSN You don't have a Social Security number yet — see which cards accept an ITIN or passport instead. ITIN Credit Card You already have an ITIN — see exactly which issuers accept it and how the application works. Secured Card for Immigrants New to the U.S. with no credit history — the realistic path from a secured card to a real credit file. Compare Cards Already narrowed it down to two options? See them side by side.

Free: The No-SSN Credit Card Checklist

The exact documents to have ready before you apply — ITIN or passport, proof of address, proof of income — one printable page.

Advertiser Disclosure: some links on this site are affiliate links — we may earn a commission if you're approved through them, at no cost to you. This never affects which cards we show or how we describe their requirements. Full disclosure & methodology.