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Is the Deserve EDU Mastercard Still Available?

Short answer: No — as of this check, Deserve's EDU Mastercard for Students is discontinued and not accepting new applications. It was historically a genuine no-SSN option (passport, visa, and I-20 or DS-2019), which is likely why it still gets recommended in older content. If you're looking for that same kind of no-SSN document path today, Firstcard is the closest confirmed current alternative. Card data last verified 2026-07-23

Why this still shows up in search results

Deserve EDU was one of the most-cited no-SSN student card options for years, which means a lot of existing content — including some still being published — describes it as a live option. Deserve's own site showed a 'Launching Soon' message rather than an active application when checked, and multiple independent sources agree the product has been discontinued since around April 2026. A relaunch under different terms is possible, but nothing currently supports treating it as available.

Before you go looking for a Deserve application

Card matches

Petal 2 Visa Credit Card

Eligible Match
Issuer: WebBank (Petal / Tilt Card, Inc.) Annual fee: $0
itin accepted no ssn required no annual fee no credit history ok unsecured
Check current terms

OpenSky Secured Visa

Eligible Match
Issuer: Capital Bank, N.A. Annual fee: $35 Min deposit: $200
itin accepted no ssn required passport accepted no credit check no bank account required secured
Check current terms

Chase / American Express — ITIN accepted on most applications

Info Only
Issuer: Chase, American Express
itin accepted no ssn required

Chase Freedom Rise

Info Only
Issuer: Chase
itin accepted no ssn required no credit history ok unsecured
Check issuer site

Firstcard Secured Credit Builder Card

Info Only
Issuer: Firstcard (bank partner not independently confirmed this pass) Annual fee: $0
itin accepted no ssn required passport accepted no credit check secured
Check issuer site

Mission Lane Green Line Visa

Info Only
Issuer: Mission Lane (issuing bank not independently confirmed this pass) Annual fee: $0
itin accepted no ssn required no annual fee unsecured
Check issuer site

Frequently Asked Questions

Why do so many articles still recommend the Deserve EDU Mastercard?

It was a widely-cited, genuinely useful no-SSN student card for years, so a lot of existing content describing it hasn't been updated to reflect that it's since been discontinued.

What replaced Deserve EDU as a no-SSN document-based option?

Firstcard is the closest current confirmed match — it accepts a passport plus visa (or an ITIN) without requiring an SSN.

Start with the full guide

International Student Document Acceptance MatrixNo-SSN / Passport-Only Application Matrix

Free: The No-SSN Credit Card Checklist

The exact documents to have ready before you apply — ITIN or passport, proof of address, proof of income — one printable page.

Advertiser Disclosure: some links on this site are affiliate links — we may earn a commission if you're approved through them, at no cost to you. This never affects which cards we show or how we describe their requirements. Full disclosure & methodology.