Firstcard Secured Credit Builder Card Review
Firstcard Secured Credit Builder Card
Info OnlyEligibility at a glance
| ITIN accepted | Yes |
| SSN required | No |
| Credit check | None |
| Security deposit | None |
| Annual fee | $0 |
Who this card actually fits
This card fits you if you have a passport and U.S. visa but no SSN or ITIN yet, and you want to start building credit without a locked-up deposit or a credit check. It's a weaker fit if you specifically want a traditional secured card with a fixed credit line — Firstcard's balance-based spending model works differently, and there's no separate deposit-refund event the way there is with a conventional secured card.
Frequently Asked Questions
Does Firstcard require an SSN or ITIN?
No — a passport plus a U.S. visa is accepted as a standalone path, alongside separate SSN and ITIN routes. This is one of the few genuinely passport-only options confirmed on this site.
Is there a minimum deposit for Firstcard?
No minimum deposit — your account balance directly funds what you can spend, unlike a traditional secured card with a fixed locked deposit.
Does Firstcard check your credit?
No — Firstcard states no credit check or hard inquiry for approval.
Does Firstcard report to all three credit bureaus?
Yes — Equifax, Experian, and TransUnion.