Does American Express Require an SSN From Everyone?

Why most guides only describe half of this

Amex's own "Moving Abroad" page lists passport details, a U.S.-issued SSN, or a U.S.-issued ITIN as alternative ways to verify identity for a Global Card Transfer application — meaning passport alone is a real, current option, not just a workaround. The catch: this path is specifically for people who already hold an Amex card abroad and are relocating to the U.S., not for a first-time Amex applicant with no prior Amex relationship. It's also limited to one card under this process, and third-party reporting (not confirmed directly on Amex's own page) suggests a card opened this way may build history with Amex internally before it's confirmed reporting to the three major U.S. bureaus — worth confirming directly with Amex if bureau reporting timing matters to your plans.

If you already have an Amex card abroad

• Confirm your foreign Amex card is in good standing and has been open for a few months before applying
• Have your existing Amex account number, U.S. address, U.S. phone number, and passport ready
• Ask Amex directly about bureau-reporting timing for a card opened this way, since it isn't confirmed on their own page

Card matches